Your accountant checks whether the invoice is bookable,
not whether it survives a tax audit
INPAID intercepts every cross-border invoice in under 3 seconds, eliminates URSSAF, VAT reverse-charge, and IRS exposure, and blocks any non-compliant payment before it leaves your account.
Invoice — India-based contractor #INV-2847
- Amount: $8,500 — OK
- W-8BEN on file: MISSING
- Misclassification risk: HIGH (14-month recurrence, exclusivity detected)
- GSTIN: NOT VERIFIED
Payment held
The Agent automatically followed up with the contractor for the missing W-8BEN
Follow-up sent ✓Contract amendment
Non-exclusivity clause auto-drafted by the Agent, pending signature
Drafted by Agent ✓GSTIN verification
Real-time lookup requested from the vendor by the Agent
Request sent ✓per invoice analyzed
cost per document analyzed
for the same review done by a tax specialist
Work went global
Tax law stayed local — and punitive
The Sunk International VAT Loss
Paying a foreign invoice with an incorrect VAT mention, reverse-charge entry, or VAT number destroys tax deductibility. The company permanently absorbs a tax it should have recovered — a direct cash leak of 10% to 25% on every cross-border payment.
The Irreversible Compliance Failure
Missing legal mentions, an expired mandatory document (W-8BEN, attestation de vigilance), a format non-compliant with e-invoicing/ViDA directives. Releasing a payment without prior validation immediately exposes the company to direct penalties and reassessments on audit.
The Manual Validation That Can't Scale
The CFO and their team spend 15 hours a week manually checking territoriality and VAT reverse-charge rules line by line for 35 international invoices. A slow, error-prone process that stalls the accounting close and creates friction with your strategic vendors.
Don't change your habits. Let the Agent work in the background.
Connect & Forget
Forward your invoices, or connect your inbox / ERP in two clicks. No workflow change required.
3-Second Autonomous Analysis
The Agent verifies vendor identity, checks every legal document, applies withholding-tax rules, and scores misclassification risk — automatically.
Zero-Risk Payout
The Agent approves the payment or automatically follows up with the vendor for missing documents — before your finance team touches a thing.
See the Agent analyze real risk scenarios
Pick a scenario — the INPAID Agent shows you the exact diagnosis.
Invoice — Acme SaaS Inc. (US) · $12,400
Impact avoided: Direct 20% loss (non-deductible VAT)
- VAT determination: foreign VAT charged (20%). Reverse charge mandatory for B2B cross-border services (Art. 196 EU VAT Directive).
- Vendor VAT number: non-standard format, needs re-verification.
Three layers of protection
One platform
Every invoice, analyzed by an autonomous agent — not a checklist
INPAID's AI Agent reads and cross-checks 100% of your cross-border invoices the moment they arrive — no manual review queue. For every anomaly, it acts immediately, without waiting on you:
Misclassification risk, scored and blocked before it becomes a liability
The Agent scores every contractor relationship against the IRS 20-factor behavioral/financial/relationship control test. The moment a risk threshold is crossed, it drafts the contract fix automatically and holds future payments until it's resolved. Also covers UK IR35 CEST, EU URSSAF, German Scheinselbständigkeit.
🇺🇸 IRS 20-Factor
Behavioral / financial / relationship control test, scored automatically
🇬🇧 IR35 CEST
Control, substitution and mutuality of obligation criteria
🇫🇷 URSSAF (EU)
French worker subordination criteria
🇩🇪 Scheinselbständigkeit
German 5-factor employment test
Payment doesn't move until compliance does — once a vendor is cleared, they're cleared for good
Every payout runs through INPAID before it's released. Non-compliant invoices are held automatically — no manual approval queue, no spreadsheet tracking. Thanks to the INPAID Network, a vendor verified once for any client is instantly certified across the network the next time they invoice anyone on INPAID.
| Invoice | Payment status | Network verification |
|---|---|---|
| Dev Solutions #INV-2847 | ⏸ Payment held (missing VAT mention) | New vendor — verification in progress |
| Agence Berliner #2024-09 | ⏸ Payment held (Scheinselbständigkeit risk) | New vendor |
| TechCorp Mumbai #847 | ✅ Payment released | ✓ Pre-certified via INPAID Network |
Compliance PDF report → Share with your accountant
Integrates with QuickBooks, Xero, Stripe, Brex, Ramp, Tipalti — rolling out.
W-8BEN automation + contractor benefits — without creating an employment relationship
INPAID automates the W-8BEN / W-8BEN-E collection workflow for every foreign contractor. Tracks certificate expiration, flags missing documentation, and generates a 1099-NEC readiness report before January 31st. Includes the Benefits Allocation module: healthcare stipend distribution to US contractors via independent third-party payors — legally structured to avoid deemed-employee risk under IRS criteria.
INPAID doesn't compete with your existing tools
It fills the gap they leave
A tax firm steps in once the problem is already there.
INPAID flags it before the wire goes out.
Here's the real map of the market:
| What they know | What they miss | |
|---|---|---|
| Provigis / e-Attestations | Is the vendor up to date on their paperwork? | Never looks at the invoice |
| Avalara AP | Is the tax amount correct? | US only, ignores vendor status |
| Anrok / Stripe Tax | How much am I billing my customers? | Outbound flow only |
| Tipalti | How do I send the money? | Verifies nothing |
| Tax firm | The complex cases | Can't handle 500 invoices |
Each one holds half the answer. No one connects them.
What INPAID does that none of them do: bring together vendor status, invoice content, and payment timing into a single decision
The regulatory calendar doesn't leave a choice
When every invoice becomes structured XML, tax authorities can audit automatically, in real time. Companies have nothing that moves at that speed.
- January 1, 2026
Belgium — mandatory e-invoicing (all companies)
- September 1, 2026
France — large enterprises (5,000+ employees or €1.5B+ revenue)
- January 1, 2027
Germany — mandatory issuance (revenue > €800K)
- September 1, 2027
France — mid-sized companies (250 to 5,000 employees)
- July 2030
EU — ViDA directive: structured e-invoicing across all intra-EU B2B, reporting within 10 days
What are VAT errors costing you on your cross-border invoices?
Context for your exposure — the penalty estimate below is per at-risk invoice, not scaled by invoice amount.
Recoverable / avoidable per year with INPAID
Sources: PwC & European Commission — "VAT in the Digital Age" (ViDA) study: 8–12% of cross-border invoices carry a tax/VAT compliance error. IOFM — AP Benchmarking Report: manual processing of a standard invoice ≈ 12.5 min, 25+ min for exceptions or missing documentation. Ardent Partners — The State of ePayables: exception handling is the #1 challenge for 53% of finance teams; up to 22% of invoices are affected.
Indicative, non-contractual estimate, calculated for this scenario.
Data security
SOC 2 Type II Ready
GDPR Compliant
Zero-Data Retention for AI Training
Native integrations
The real questions CFOs ask
Your accountant tells you what’s wrong — and bills $500/hr to do it. INPAID’s AI Agent detects the same issues in 3 seconds AND acts immediately: it holds the payment, follows up with the vendor, drafts the contract fix. Your accountant focuses on complex judgment calls; INPAID handles the volume, before the money moves.